If you do a fundamental analysis on global neobanks, you’ll understand that it is still in its nascent stage, except for some parts of the world like the UK, the US, and Asia. Despite being at a nascent stage, neobanks are already making a mark in the global banking industry…

From grains to metal coins to paper currency to plastic cards, money has transformed to a level where it has now become invisible. When is the last time you used cash for making payments? Even though you don’t use the cash more often, you still pay your bills, your loan…

With a forecast of over $7.2 trillion in revenue by 2030, Embedded finance is redefining the essence of the financial services industry. Well, this number is roughly double the market value of the world’s top 30 banks today. It has transformed the whole financial services distribution model.

The recurring revenue model commonly called recurring payments or subscriptions has been prevalent in India for a long time now. But with the growth of internet penetration and adoption of digital payments, recurring payments have moved online & have now become the buzzword in town. Recurring payments are nothing but…

In January 2020, the RBI extended the recurring payments feature to UPI. Since then it has been one of the most awaited features by many small businesses in India. Till now, that is. We circle back to this later, but let’s set the context first. Recurring payments are nothing but…

If you are someone who follows the fintech space at close heels, you would have definitely noticed the buzz word ‘neo banks’. While they were pretty popular in the US and European markets, it’s only recently that they hit the buzz wave in the Indian market. For years, banks struggled…

Few things have shaken up the banking industry, the way API Banking has. According to the recent World Retail Banking report, close to 79% of businesses leverage API Banking to offer an enhanced customer experience. Infact, most of the tech giants like Uber, Amazon, Airbnb, etc., have weaved APIs into…